When choosing a roofing contractor, it’s essential to consider the insurance they carry. At Abernathy Roofing and Construction, we hold a general liability policy, which is standard across the industry. This coverage protects you if any damage occurs to your home during our work.
However, the most critical insurance to look for is workers’ compensation insurance. While it can be costly, many companies choose not to carry it. Workers’ comp insurance protects anyone working on your roof, covering potential injuries on the job. Without it, if a worker were to get injured, the liability could fall entirely on you as the homeowner. In Missouri, this issue has even reached the Supreme Court, reinforcing that homeowners without this coverage on their contractor’s part may face significant financial responsibility.
To ensure you’re fully protected, reach out to Abernathy Roofing and Construction at 417-540-4411. Let us handle your roofing needs with complete coverage and peace of mind.