What Insurance should your contractor carry?

Hi, I’m Kyle with Abernathy Roofing and Construction. Today I want to talk about the insurance that your contractor should carry. Here at Abernathy, we have your general liability policy, which is pretty standard across the board. That will cover if there was something to be damaged on your home whenever they’re working on it. The most important insurance is Workman’s comp insurance, which can be very expensive. There are a lot of companies that don’t carry it. It covers anybody that’s working on your roof. Suppose they were to fall off and hurt themselves if the company doesn’t have work comp insurance; that falls on you. The homeowner in the state of Missouri that’s gone to the Supreme Court, and it does fall 100% on your insurance. So avoid getting stuck with the bill and don’t have additional liability. Call us today at Abernathy Roofing and Construction at 417-540-4411.